How Self-Employed Investors Use DSCR Loans to Buy Rental Property
Published on: 20/03/2026
Self-employed real estate investors have a financing problem that has nothing to do with money. Conventional lenders want W-2s and two years of tax returns—and when you write off aggressively (as you should), your taxable income looks too low to qualify. DSCR financing sidesteps all of it by qualifying the property’s rental income instead of the borrower’s personal income.